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Buy to Let

Mortgages for property investors

With years of experience, we fully understand the Buy to Let market. Whether you’re a first time landlord or an experienced property investor, we have Buy to Let mortgages especially designed for you. You can apply through your local branch, by phone and you now have the option to apply online as well.

Bank of Ireland UK does not provide any recommendation or advice in relation to Buy to Let mortgages.

The affordability of a Buy to Let loan is primarily based on the expected monthly income generated from letting the property to a tenant. The actual income generated may be different and can be influenced over time by changes within the rental market. You will remain responsible for meeting the costs of your loan and the additional costs associated with letting the property.

A ‘RECEIVER OF RENT’ MAY BE APPOINTED AND/OR THE PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Apply in branch, over the phone or online

Features

Buy to Let Mortgage

  • You can have up to three Buy to Let mortgaged properties (with any lender including the Bank of Ireland Group)
  • At least one applicant must earn £25,000 minimum
  • Up to 75% loan to value
  • Unlike a residential mortgage, the amount you can borrow is based upon the expected rental income rather than your personal income

Rates and Criteria

View our full range of mortgage rates and related lending criteria for new customers.

General Information

Full written details and quotations are available on request. All Buy to Let mortgages are subject to status and valuation and are only available where the principle applicant is 21 years or over.

All information correct as at 22 February 2016.

Bank of Ireland Group provides mortgages in the UK through "Bank of Ireland Mortgages" and "Bank of Ireland UK".

Bank of Ireland Mortgages is a trading name of the UK branch of the Governor and Company of the Bank of Ireland (with branch number BR000459) which is authorised by the Central Bank of Ireland and the Prudential Regulation Authority and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Details about the extent of our authorisation and regulation by the Prudential Regulation Authority, and regulation by the Financial Conduct Authority are available from us on request. The registered office of the UK branch of the Governor and Company of the Bank of Ireland is 1 Temple Back East, Temple Quay, Bristol, BS1 6DX.

If you are in doubt as to your mortgage provider or have any queries relating to our UK mortgage products or services please contact our UK administration centre at: Bank of Ireland (UK Mortgages), PO Box 3191, Bristol, BS1 9HY. Phone: (0117) 979 2222. Fax (0117) 929 3878. mortgage.services@boipluk.co.uk