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Small Business Growth

Growing and have been trading for more than 24 months? This 3 year deal could be for you.

All we ask is that you’re new to us, have a turnover less than £2m and a borrowing requirement of less than £250,000.


Transaction fees discounted for 3 years1:

  • A 100% discount on Transaction Fees in Years 1 & 2
  • A 50% discount on Transaction Fees in Year 3

A choice of Online Banking services:

  • 6 months free subscription to ‘Business On Line’, our dedicated online banking solution when you sign up and log in for the first time2.
  • No subscription charge to our flexible ‘365 online’ service for Sole Traders³

A Visa Business Debit Card giving you:

  • 24/7 access to your cash through any ATM
  • The ability to make purchases in-store, online and over the phone.

A range of additional features:

  • A choice of two current account switching services
  • Access to Post Office Counter Services, perfect for any customers outside the locality of a BOI UK branch
  • Business Quick Lodge Card for fast Business Lodgements
  • Commercial Credit Card to simplify and streamline your business expenses
  • A choice of Business Deposit Accounts
  • Foreign Exchange and Trade Finance Services
  • A range of Finance options

1 All other standard charges apply, including Electronic Banking, Foreign Exchange and Service Charges. During this 3 year deal, if you lodge over £10,000 in notes per quarter, 50% of the standard fee for notes lodged is charged on the excess amount over £10,000 per quarter. Refer to the Schedule of Charges for Business Customers Northern Ireland for detail.

2 Standard transaction and electronic banking fees will still apply. Please refer to our Schedule of Charges for Business Customers brochure for detail.

³ 365 online is only available to Sole Traders (‘Business Trading As’ accounts) provided the customer name is in the short name of the account and the customer is the sole signatory to the account.

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