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Savings and Deposits Rates and Fees

Savings & Deposit Rates NI

All rates correct as at 24 November 2016.

Classic Saver

£

Current Gross¹/AER² %

Previous Gross¹/AER² %
100,000+ 0.05 0.15
1 - 99,999 0.05 0.10
Less than 1 0.00 0.00
Interest rates are variable and paid once a year in March

KidSave

£ Current Gross¹/AER² % Previous Gross¹/AER² %
1000+ 0.25 0.75
1 - 999 0.10 0.10
Less than 1 0.00 0.00
Interest rates are variable and paid once a year in March

Premium Business Reserve

£ Current Gross¹/AER² % Previous Gross¹/AER² %
100,000+ 0.15 0.25
50,000 - 99,999 0.10 0.10
500 - 49,999 0.10 0.10
1 - 499 0.10 0.10
Less than 1 0.00 0.00
Interest rates are variable and paid twice a year in March and September

Call Account

£  
  Interest rates are variable and paid twice a year in March and September
10,000+ The rate of interest applicable to your account will be agreed with you on the date that your account is opened. If you have already taken advantage of our bespoke rate offering, please contact your local branch or Business Team to confirm your interest rate.

Standard Fixed Term Deposit Account

£  
  Interest rates are fixed and paid at the end of the agreed term.
10,000+ The rate of interest applicable to your account will be agreed with you on the date that your account is opened. If you have already taken advantage of our bespoke rate offering, please contact your local branch or Business Team to confirm your interest rate.

Interest rates for accounts no longer available to new customers

Limited Edition Fixed Term Deposit

Minimum deposit £2,000, maximum £1,000,000

Length of Term Offer period Interest rates (Fixed) Gross¹/AER² %
6 months 1 April 2016 - 17 July 2016 0.60
6 months 18 July 2016 – 18 September 2016 0.45
9 months 14 February 2014 - 30 March 2016 0.80
9 months 1 April 2016 - 17 July 2016 0.75
9 months 18 July 2016 – 18 September 2016 0.60
12 months 14 February 2014 - 30 March 2016 1.10
12 months 1 April 2016 - 17 July 2016 1.01
12 months 18 July 2016 – 18 September 2016 0.90
18 months 14 February 2014 - 30 March 2016 1.35
18 months 1 April 2016 - 17 July 2016 1.11
18 months 18 July 2016 – 18 September 2016 1.00
2 years 14 February 2014 - 30 March 2016 1.60
2 years 1 April 2016 - 17 July 2016 1.21
2 years 18 July 2016 – 18 September 2016 1.00
6 month Bank at Work Scheme 1 April 2016 - 17 July 2016 0.60
6 month Bank at Work Scheme 18 July 2016 - 18 September 2016 0.45

Interest rates are fixed for the duration of the term and interest is paid in one sum at the end of the term.

Standard Fixed Term Deposit Accounts and Callable Fixture Deposit Accounts

If you have already taken advantage of our bespoke rate offering, please contact your local branch or Business Team to confirm your interest rate.

  • Gross¹: The contractual rate of interest payable. Interest is paid gross, without the deduction of tax.
  • AER²: AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year.
  • Full account conditions and details of when interest is paid are available from any Bank of Ireland branch or by contacting our Customer Services Dept on 0345 6016 157.